Timeline to your new pension

SSPF

What the coming year will look like

1. September 2026

   You will have access to the online Pension Navigator, where we explain more about fixed and variable pensions.

2. October 2026

   You can book a free consultation to go through the Pension Navigator with an independent adviser from Prikkl. You will receive an invitation for this. This is possible until mid-2027.

3. November 2026

   You will receive a first, provisional calculation of your variable pension under the new scheme. We will also provide you with further details.

4. December 2026

   You can request a sample calculation for a fixed pension from Zwitserleven until 15 December. You will receive this before 1 February 2027.

5. January 2027

   Start of the new scheme. Nothing will change for you yet. Your pension benefit will remain the same until the summer of 2027.

6. Spring 2027

   You will receive a final overview of your new pension. This shows you what you will receive if you choose a variable pension with SSPF. Shortly afterwards, you will receive the digital choice letter explaining the options for a fixed or variable pension.
   
   You can request a quote from Zwitserleven by 15 April at the latest. You can also use your capital to request quotes from other insurance companies yourself.

7. Summer 2027

   You choose between a fixed and a variable pension.
   
   If you do not make a choice, you will automatically receive a variable pension from SSPF. If you choose a fixed pension, your pension payments will be provided by the insurer.
   
   You will receive confirmation of your choice. From that moment, your pension will be paid according the choice you made.

8. July 2028

   Have you chosen a variable pension? From 2028 onwards, your benefit will be adjusted once a year, in July, in line with the performance of SSPF’s Collective Variable Pension. Read more about how this works.